Financial literacy is a critical skill that can help individuals and communities make informed decisions about their finances. It involves understanding the basics of personal finance, such as budgeting, saving, investing, and managing debt. By developing financial literacy, individuals can improve their financial security, make better financial decisions, and avoid financial pitfalls. This knowledge is especially important for those who may be struggling financially or have limited access to financial resources. By increasing financial literacy in our communities, we can empower individuals to take control of their finances and build a more secure future for themselves and their families.