Financial literacy is essential for government employees as it helps them manage their personal finances effectively and make informed decisions regarding their retirement plans and benefits. Understanding personal finance concepts such as budgeting, debt management, and investment planning can help government employees build a strong financial foundation for their future. Additionally, financial literacy can help government employees better understand government-provided benefits and make the most of their retirement plans. With improved financial literacy, government employees can achieve financial security, reduce financial stress, and make informed decisions that benefit themselves and their families.